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News

Displaying 1 - 10 (of 333) < Prev Page     Page 1 of 34     Next Page >
Landlords and Rental Property Owners, are you looking for a way to improve CASH FLOW?
Posted on Thursday, February 6, 2020 at 1:51 PM
Landlord Insurance Erie PA / Rental property insurance

The HMM Landlord and Rental Property Specialists are here to help!  A simple review of your insurance options can lower your fixed cost and protect you from unforeseen liabilities.  Our firm has been assisting the Erie Area with their insurance needs for 148 years!  2020 is the year to put that legacy to work for you!

Give our Landlord Insurance Team an opportunity to review your policies today, by calling (814) 455-0987 Ext. 119. 

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If you're in the market for a new home, you'll want to consider the changes made to FICO's credit scoring.
Posted on Tuesday, February 4, 2020 at 12:16 PM
Home Insurance Erie PA

FICO changes some factors contributing to credit scores.  If you are a first-time homebuyer, you should check this out!  You should also give our Property Team a call to ensure you have the HOMEOWNERS INSURANCE you need!

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Exiting News! CMS Has Recognized Ben As A 2020 Member of The Circle of Champions!!
Posted on Wednesday, January 22, 2020 at 10:50 AM
Health Insurance Erie PA

HMM Team Leader, Benjamin Martz, CPIA achieves nation-wide recognition for helping consumers with qualified health coverage

 Benjamin Martz, CPIA has been recognized for his hard work and expertise in helping consumers enroll in and manage qualified health coverage through the Health Insurance Marketplace.

This achievement from the Centers for Medicare & Medicaid Services (CMS) as a member of the 2020 Marketplace Circle of Champions highlights Benjamin’s success in actively enrolling consumers during this Open Enrollment Period.

“Agents and brokers play a vital role in helping consumers access qualified health coverage and navigate their new health insurance plans throughout the year,” said Randy Pate, Director of the Center for Consumer Information & Insurance Oversight within CMS, which oversees the Marketplace. “We thank Benjamin for his dedication to providing exceptional service in helping Americans get coverage.”

Consumers with questions about their coverage or who would like help enrolling, can contact Benjamin at (814) 455-0987 Ext 119, or via email at Bwmartz@hmm-ins.com.

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Happy Thanksgiving From The HMM Team!
Posted on Wednesday, November 27, 2019 at 11:09 AM
Insurance Erie PA

The entire HMM Team would like to wish all a Happy and SAFE Thanksgiving!  Our team will be spending Thursday and Friday with our families. We will be opening the offices again at 8:30 Monday morning.  Have a great weekend!

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Great News For Employers To Help Employees With Individual Health Insurance Premiums
Posted on Thursday, November 21, 2019 at 6:36 PM
Employer Health Insurance assisting with Employees health premiums

Starting on January 1, 2020, employers will be able to help their employees pay for qualified medical costs—such as premiums for an Individual Marketplace plan—through a new reimbursement arrangement. This individual coverage health reimbursement arrangement (also known as an Individual Coverage HRA) is an alternative to a traditional group plan that allows employees to select their own plan on the individual market.

Here are a few important details you should know about Individual Coverage HRAs:

  • An Individual Coverage HRA offer may affect a consumer’s eligibility for financial assistance (advance payments of the premium tax credit and cost-sharing reductions) through the Marketplace. Generally, if an Individual Coverage HRA offer is considered affordable (based on the employer’s contribution amount and the lowest cost silver plan available) the employee won’t be eligible for financial assistance through the Marketplace. If an offer is not affordable, an employee may opt out of the Individual Coverage HRA in order to be PTC-eligible.
  • Consumers who have an Individual Coverage HRA with a start date of January 1, 2020 will need to enroll in individual health insurance during the annual Open Enrollment period, unless they are eligible to enroll in Medicare. (If their employer chooses a later start date, consumers may qualify for a special enrollment period.)
For more information, or assistance with one of these plans, call our Benefits Team at (814) 455-0987 x 119.


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Premiums for 2020 ACA Plans Are Down 4% Nationwide!
Posted on Tuesday, October 22, 2019 at 3:10 PM
Health Insurance Erie PA

Today, the Centers for Medicare & Medicaid Services (CMS) announced that the average premium for the second lowest cost silver plan on HealthCare.gov for a 27 year-old will drop by 4 percent for the 2020 coverage year. Additionally, 20 more issuers will participate in states that use the Federal Health Insurance Exchange platform in 2020 bringing the total to 175 issuers compared to 132 in 2018, delivering more choice and competition for consumers. 

Time will tell what that means for thE PEnnsyvania Market.  The 2020 Plans are to be released November 1st 2020, and the HMM Team is here to help every step of the way.

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2020 ACA Individual Health Insurance Open Enrollment Period Is Just Around The Corner
Posted on Monday, October 7, 2019 at 9:29 AM
Health Insurance Erie PA

Well it is that time of year again!  The annual “open enrollment period” for the Affordable Care Act Plans is just around the corner, are you ready?  The “open enrollment period” runs from November 1st through December 15th for a January 1, 2020 effective date.  This is your opportunity to review the new plans for 2020 and switch if so desired.  There are many changes to the plans and networks.  We, at Hart McConahy & Martz, have spent a great deal of time to stay current with all the changes as they have come along.  This is also the time to review your subsidy eligibility, and updating your income projection for 2020.

Benjamin Martz, CPIA received the "Circle of Champions" award for 2018 AND 2019, and he is scheduling for appointments again for this Open Enrollment Period.  If you would like to schedule an appointment, you can reach Ben at (814) 455-0987, ext 119. 

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Congratulations to Benjamin Martz For Being Nationally Recognized As A Member of The Circle Of Champions!
Posted on Thursday, September 26, 2019 at 11:00 AM
Health Insurance Erie PA

Benjamin Martz, CPIA recognized for helping consumers with qualified health coverage

This nationwide recognition from the Centers for Medicare & Medicaid Services (CMS) as a member of the 2019 Marketplace Circle of Champions highlights Benjamin Martz, CPIA success in assisting consumers with qualified health coverage.  

“Consumers turn to agents and brokers for trusted advice and guidance in selecting plans, enrolling in coverage, and managing their health insurance policies throughout the year,” said Randy Pate, Director of Center for Consumer Information & Insurance Oversight (CCIIO) operation within CMS, which oversees the Marketplace. “We thank Benjamin Martz, CPIA for his hard work and exceptional service in helping Americans get coverage.”

The Marketplace Circle of Champions program recognizes the hard work, expertise and service of Marketplace-registered agents and brokers.

Eligible consumers can enroll in Marketplace coverage during this year’s Open Enrollment Period, which runs November 1 – December 15, 2019. Consumers with questions about their coverage or who would like help enrolling can contact Benjamin Martz, CPIA at (814)455-0987 x 119.


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Medicare AEP Is Just Around The Corner!
Posted on Friday, September 20, 2019 at 2:43 PM
Medicare Insurance Erie PA

The 2019 Medicare Annual Election Period, or AEP, is to start October 15th, 2019.  The Annual Election Period runs from October 15th through December 7th, 2019.  This is your chance to switch your Medicare Advantage (MA), or Prescription Drug Plan (PDP) for the 2020 plan year.

This is your opportunity to:

·         Change from Original Medicare to a Medicare Advantage Plan.

·         Change from a Medicare Advantage Plan back to Original Medicare.

·         Switch from one Medicare Advantage Plan to another Medicare Advantage Plan.

·         Switch from a Medicare Advantage Plan that doesn't offer drug coverage to a Medicare Advantage Plan that offers drug coverage.

·         Switch from a Medicare Advantage Plan that offers drug coverage to a Medicare Advantage Plan that doesn't offer drug coverage.

·         Join a Medicare Prescription Drug Plan.

·         Switch from one Medicare drug plan to another Medicare drug plan.

·         Drop your Medicare prescription drug coverage completely.

To set up a meeting with a member of HMM's Medicare team, call our office at (814) 455-0987.

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Happy Labor Day!
Posted on Friday, August 30, 2019 at 9:00 AM
Insurance Erie PA

The HMM team would like to wish everyone a happy and safe Labor Day!  We will be closed on Monday (09/02/2019) in observation of the Holiday.  The Team will be back, and rested, Tuesday morning at 8:30 to help with all your insurance needs!

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