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Displaying 1 - 10 (of 346) < Prev Page     Page 1 of 35     Next Page >
American Rescue Plan COBRA Subsidy
Posted on Thursday, March 18, 2021 at 3:05 PM
Group Health Insurance Erie PA

100% Subsidy for a Maximum Period of Six Months (April 1, 2021 – September 30, 2021)

Under the ARPA, certain individuals and their families who lost coverage due to the individual’s involuntary termination or reduction of hours are eligible for a 100% COBRA premium subsidy for coverage other than a Health FSA.  The subsidy period is a maximum of 6 months beginning April 1, 2021 and ending September 30, 2021.  The applicable COBRA premium during the COBRA subsidy period is paid 100% by the who will receive reimbursement for such payment from the federal government through a payroll tax credit. 

For insured group plans not subject to federal COBRA (e.g., when state mini-COBRA requirements apply to exempt small employer plans or to large group plans after federal COBRA is exhausted), the insurance carrier is responsible for complying with the COBRA subsidy provisions.

If a subsidy eligible individual reaches the end of their maximum period of COBRA coverage prior to the end of the COBRA subsidy, the subsidy period is shortened (the COBRA subsidy does not expand the maximum COBRA coverage period).  Additionally, an individual who becomes eligible for other group health plan coverage or Medicare will lose eligibility for the COBRA premium subsidy.  Individuals are required to provide notification if they become eligible for other group health plan coverage or Medicare.  A financial penalty applies to individuals who fail to provide notification of eligibility for other group health coverage or Medicare.

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ACA UPDATE: COVID-19 Special Enrollment Period to start February 15!
Posted on Friday, February 12, 2021 at 2:08 PM
Health Insurance Erie PA

ACA UPDATE: Executive Order issued 1/28/2021 created a new short-term SEP for exchange coverage.  Whether you have coverage now, or not, you can enroll in a Health Plan through Pennie.  On Monday, February 15, 2021, both the Federal Marketplace and Pennie will begin accepting applications for the COVID-19 Special Enrollment Period (SEP).

If you would like to enroll in an Individual Health Insurance Plan or change your current plan, the HMM Team is here to help!  Give us a call today to set up a FREE meeting with one of our ACA specialists.

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This Weather Can Cause Ice Dams and Damage To Your Home!
Posted on Monday, December 28, 2020 at 11:01 AM
Homeowners insurance Erie PA

This warming and cooling rollercoaster can cause Ice Dams and other damage to your home.  Are you prepared?

An ice dam is a ridge of ice that forms at the edge of a roof and prevents melting snow (water) from draining off the roof. The water that backs up behind the dam can leak into a home and cause damage to walls, ceilings, insulation and other areas.

Keep an eye on your home's roofs for freezing near the edges of your roof and gutters.

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Important Individual Health Insurance Announcement
Posted on Tuesday, December 15, 2020 at 2:48 PM
Health Insurance Erie PA + Erie


Pennie has extended our Open Enrollment shopping deadline for coverage effective January 2021.

Customers now have until December 22 to enroll in a plan for coverage that begins New Year’s Day.
Important Details for Customers Below:

  • All customers will continue to be able to shop for 1/1 coverage through 11:59pm EST on 12/22
  • Extended deadline is automatically available to all customers and will be reflected when they login and plan shop
  • Customers will not be able to enroll in 2/1 coverage until 12/23 (although they will be able to anonymously shop for 2/1 coverage from 12/16-12/22)

Customers enrolling for 1/1 coverage after 12/15 should remember to make a prompt binder payment to ensure that their coverage is in effect on 1/1.  Any delays could result in the customer not having all of their member materials in hand on 1/1.

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Important Open Enrollment Deadline Reminder!
Posted on Tuesday, December 8, 2020 at 10:20 AM
Health Insurance Erie PA + Erie

As 2020 Medicare Annual Enrollment comes to an end.  Individual Open Enrollment is coming to a close, 12/15/2020.

We are over a month into Open Enrollment and we wanted to send a reminder that the first deadline is quickly approaching; December 15 is the last day customers can enroll in a plan for coverage that will begin January 2021.  

The HMM Team is working overtime assisting customers on the Pennie system.  Give them a call for FREE assistance today (814) 455-0987 x 119.

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PA Residents Open Enrollment, Via PENNIE, Begins Now!
Posted on Tuesday, November 3, 2020 at 3:36 PM
Health Insurance Erie PA

Open Enrollment is here!  Now is the time to make changes, edit data and enroll in 2021 Health Insurance Plans.  The HMM Team is PENNIE Certified and here to help!  Give us a call at 814-455-0987 x 119.

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PA Residents Open Enrollment, Via PENNIE, Now
Posted on Tuesday, November 3, 2020 at 3:19 PM
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2021 ACA Individual Health Insurance Open Enrollment Period is Just Around the Corner!
Posted on Tuesday, October 13, 2020 at 8:49 AM
Health Insurance Erie PA

Well the world has changed, but one constant is it is that time of year again!  The annual “open enrollment period” for the Affordable Care Act Plans is set to begin on November 1st 2020.  The “open enrollment period” runs from November 1st through December 15th for a January 1, 2021 effective date.  This is your opportunity to review the new plans for 2021 and switch if so desired.  This is also the time to review your subsidy eligibility, and updating your income projection for 2021.

We are starting to schedule meetings for open enrollment to guarantee appropriate time is spent to establish which 2021 plan best fits your needs.  Due to the current situation, we will be offering phone, Zoom, and by LIMITED (social distanced) meetings.  Early scheduling will also alleviate any undue stress to you.

We urge anyone with question, concerns, or would like to schedule an appointment to call me anytime at (814) 455-0987 X119.  

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2021 Medicare Annual Election Period is Almost Here!
Posted on Monday, September 14, 2020 at 10:36 AM
Medicare 2021 Erie PA

The 2021 Medicare Annual Election Period, or AEP, is to start October 15th, 2020.  The Annual Election Period runs from October 15th through December 7th, 2020.  This is your chance to switch your Medicare Advantage (MA), or Prescription Drug Plan (PDP) for the 2021 plan year.

This is your opportunity to:

·         Change from Original Medicare to a Medicare Advantage Plan.

·         Change from a Medicare Advantage Plan back to Original Medicare.

·         Switch from one Medicare Advantage Plan to another Medicare Advantage Plan.

·         Switch from a Medicare Advantage Plan that doesn't offer drug coverage to a Medicare Advantage Plan that offers drug coverage.

·         Switch from a Medicare Advantage Plan that offers drug coverage to a Medicare Advantage Plan that doesn't offer drug coverage.

·         Join a Medicare Prescription Drug Plan.

·         Switch from one Medicare drug plan to another Medicare drug plan.

·         Drop your Medicare prescription drug coverage completely.

To set up a meeting with a member of HMM's Medicare team, call our office at (814) 455-0987 x 119.

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Landlords and Rental Property Owners, are you looking for a way to improve CASH FLOW?
Posted on Monday, July 27, 2020 at 6:33 PM
Landlord Insurance Erie PA / Rental property insurance

Landlords and Rental Property Owners, are you looking for a way to improve CASH FLOW?

Our firm has been assisting the Erie Area with their insurance needs for 148 years!  2020 has brought some headaches with it, but it is a great time to put that legacy to work for you! The HMM Landlord and Rental Property Specialists are here to help!  A simple review of your insurance options can lower your fixed cost and protect you from unforeseen liabilities.  

Give our Landlord Insurance Team an opportunity to review your policies today, by calling (814) 455-0987 Ext. 119. 

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