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Boating Season Approaching Erie Area!
Posted on Thursday, March 14, 2019 at 9:40 AM
Boat Insurance Erie PA

The weather is changing, and many are getting ready to get their boats prepped for the season.  Now is a great time to perform an inventory or your gear, and review your policy to ensure your properly covered. 

Our team is ready to help you with that!  We will not only ensure your insurance is adequate, but also make sure your getting the best deal on your boat policy!  We have many carriers that offer comprehensive boat policies! Our leading Boat Insurance Carriers include Charter Lakes Insurance, Foremost, Progressive , Travelers, Donegal and Safeco.  Put our team to work for you, today!

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Winter Driving Safety
Posted on Wednesday, February 20, 2019 at 12:28 PM
Auto Insurance Erie PA + Car Insurance Erie PA

Winter is still here, in NW PA. This means winter driving!  Snow, Slush or icy roads are involved in nearly one in four weather-related vehicle crashes.

 

If you must travel during winter weather, preparing your car in advance, knowing the forecast and driving based on road conditions are three key ways to help you drive more safely. Following are some winter driving safety tips to help you prepare for the elements – before you face them – on the road.

 

        I.            Preparing Your Vehicle:

a.       Keep a winter driving kit in your vehicle:

                                                               i.      Ice scraper

                                                             ii.      Snow shovel

                                                            iii.      Sand or road salt

b.      Keep windshield wipers in good condition and washer fluid full.

c.       Keep gas tank above ¼ tank.

      II.            Watching the Weather:

a.       Monitor road and weather conditions by checking local news stations or Internet traffic and weather sites.

    III.            Driving for Winter Conditions:

a.       Before you leave, clear all snow off car.

b.      Drive with Headlights on

c.       Drive slower than normal, remember speed limits are for dry roads.

d.      Leave more distance from vehicles in front of you.

e.      Avoid using cruise control on icy roads, as you want as much wheel speed control as possible.

f.        Remember bridges and overpasses freeze first.

 

The HMM team wishes you and your family a safe winter! Make 2019 the year you beat the statistics.

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Brutal Cold Forecasted for Erie Area This Week, Are You Prepared?
Posted on Monday, January 28, 2019 at 10:02 AM
Home Insurance Erie PA + Insurance Erie PA

There are subzero temperatures forecasted for the Erie Area this week.  This is a great opportunity to remind of a few steps to help prevent, or unfreeze, frozen pipes. 

As Temperatures Drop

  • Keep your house warm, and allow the warm air to circulate as much as possible. Seal drafts and keep interior doors open. If you’re going to be gone for an extended period, don’t turn off the heat. Keep it set to at least 55 degrees Fahrenheit.
  • Open cabinet doors under kitchen and bathroom sinks to allow heat to reach the pipes. Be sure to move cleaners and other chemicals out of reach of children and pets.
  • Open indoor faucets, hot and cold, to allow a trickle of water. Flowing water is less likely to freeze.

When a Pipe Freezes

  • The first thing to do, faced with the telltale trickle, is try to find where the pipe is frozen. Keep the faucet open, and open other faucets in the house to determine if the problem is widespread. If it is, turn off the main water supply and call a plumber.
  • If it's a single pipe, and you can reach the frozen section, try using a hair dryer, heating pad or portable space heater – just never leave it running unattended. Keep the faucet open and work up and down the pipe, starting at the faucet and working backward to the frozen section. Apply heat until full water pressure returns, then reduce the flow to a trickle until the cold snap ends.
  • An alternative method: Wrap the frozen section with towels soaked in hot water. Don't pour hot water directly on a frozen pipe, and don't use a propane torch or other open flame.

If these approaches don't work, or if you have a leaking or burst pipe, don't hesitate to turn off the main water supply and call in a licensed plumber.

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We are honored to receive nationwide-recognition for helping consumers with qualified health coverage!
Posted on Wednesday, January 16, 2019 at 3:57 PM
Health Insurance Erie PA + circle of champions

We want to congratulate our own Benjamin Martz for being nationally recognized by the Centers for Medicare & Medicaid Services (CMS), as a member of the 2019 Circle of Champions!

"Benjamin W. Martz, CPIA has been recognized for his hard work and expertise in helping consumers enroll in and manage qualified health coverage. "

"The Marketplace Circle of Champions program recognizes the hard work, expertise and service of Marketplace-registered agents and brokers."

If you would like Ben to assist with your insurance needs, please contact him at (814) 455-0987.

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Happy New Year! 2019 Marks 147 Years For Us!
Posted on Tuesday, January 8, 2019 at 11:05 AM
Insurance Erie Pa, Auto Insurance Erie PA, Home Insurance Erie Pa

As we welcome 2019 it is a great time to reflect on years gone by.  Our Agency has been a part of Erie's history for 147 years.  We have adapted and thrived through many changes in the industry. This is possible because we ALWAYS putting the needs of our customers FiRST!

Make 2019 the year you put our "Customer First" focus to work for you or your firm. Call the HMM team for a free evaluation of your insurance needs! 

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Merry Christmas & Happy Holidays From Erie's Oldest Independent Agency!
Posted on Sunday, December 23, 2018 at 1:00 PM
Insurance ERie PA

Our team would like to wish all a merry and safe Christmas! 

We will be closed Monday and Tuesday, December 24th and 25th, reopening at 8:30 on Wednesday 12/26.

We would also like to wish all a safe and happy New Year!  Our offices will be closed Monday and Tuesday, December 31 and January 1st. 

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2018 Open Enrollment Ends Tomorrow, For Individual Health Insurance.
Posted on Friday, December 14, 2018 at 1:13 PM
Health Insurance Erie PA 2019

Tomorrow, Saturday, December 15 at 11:59 PM Pacific Standard Time (PST), is the last day of Open Enrollment! This is your last chance for 2019 health insurance plans.  Even if  you're currently-enrolled, you MUST make updates to you Marketplace application and select a plan during Open Enrollment or you’ll be automatically re-enrolled in a 2019 Marketplace plan.

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Phone Systems Are Back Online
Posted on Wednesday, November 28, 2018 at 11:30 AM

Our phone system is back up and running.  Thank you for your patience!

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Technical Difficulties 11-28-2018
Posted on Wednesday, November 28, 2018 at 8:45 AM

We apologize our phone system has been down since start of business yesterday 11/27.  It is a problem with Velocity (our phone provider).  They assure us they are working on it, and expect it to be fixed this morning.  Our team is in the office and available via email.  We will keep updating.

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Happy Thanksgiving Erie's Oldest Independent Agency!
Posted on Wednesday, November 21, 2018 at 8:55 AM
Insurance Erie PA

The entire HMM staff would like to wish all a Happy & SAFE Thanksgiving!  Our team will be spending Thanksgiving Day and Friday, November 23rd, with our families.  Therefore, our offices will be closed these days.  We will be reopening Monday 11/26 at 8:30am.   

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